Next Level Insurance’s staff is trained not only to help you get the personalized insurance protection you need, but we can also help you see how much money you could save through a variety of well know carriers. Ask us about multi-policy discounts, too. Our offices are located in Woodbridge, Fredericksburg and Culpeper. Our agents are licensed to sell insurance in Virginia, Washington, D.C., and Maryland.

Next Level Insurance allows you, the customer, to combine the one on one local agent feeling with the low cost of the large insurance companies for all your insurance needs. We offer all types of insurance: Auto, Homeowners, Renters, Commercial, Boat, Life, and many more. Contact our talented and licensed staff today at 571-418-1709 to see how we can help save you, your family and friends. Or click here to receive a free quote.

David Rao

General Manager

David has been in management his whole career after graduating from James Madison University. Every day he brings an “old school” work ethic that his parents taught him very young in life, “Give it 120% every single day, love what you do, and you will be successful,” they told him. David started his insurance career a few years back working for a major insurance company as a sales supervisor. He always found a way to excel and quickly moved up the ranks within the organization. His personal goals are to run an organization that employees enjoy working for and provide a level of customer service that is unmatched. Contact David today at for a free quote today or with any questions you might have regarding insurance.

 571 -200-9411

Allison Koons

Office Manager

Allison graduated with a Bachelor of Arts from James Madison University in the Spring of 2013. That summer, she started her pursuit of becoming a licensed insurance agent. She is currently licensed to sell Property and Casualty as well as Life, Health and Annuities. With Next Level Insurance, she works primarily in an administrative capacity, but additionally assists with selling. In her free time, she enjoys spending time with her husband and 16-month-old son who never ceases to keep them on their toes!

Debra Gallegos

Payment / Retention Specialist

After graduating with a BS in Nursing (Washington School of Nursing)  Debra spent 25+ years as an RN in the Washington Metro Area.  After retiring from a Nursing Career, Debra began part-time employment with several area auto dealerships in the role of Business Development Manager.  Debra also spent eight years as Customer Satisfaction Manager for a large area Ford Dealership.

Debra also obtained an insurance license in Property & Casualty and spent 4 years in auto sales with Geico in Fredericksburg, Virginia.  Recently, Debra joined Next Level Insurance as a licensed P&C Sales & Customer Retention Specialist.